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Or, associated with been having trouble qualifying for any new bank checking account. If so, it is probable that your name has been reported from your past bank to a database called ChexSystems. This database just what banks use to report risky bank customers together. Once you are in ChexSystems, it's not easy to be entitled to a new bank account with most banks.
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If you a foreign bank account, make sure your tax preparer is aware of federal reporting requirements. Those requirements tend to be as simple as filing an annual disclosure with the IRS.
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