When applying for a visa card, one of the most common concerns among consumers is how long it will take to receive the physical card in the mail
The time it takes to issue your card often has little to do with how fast you’re approved
Some providers prioritize speed with premium shipping, while others follow slow, traditional mailing cycles
Big-name banks such as Citi, Bank of America, and Wells Fargo generally send out cards in 7–10 business days
These institutions often prioritize security and verification, خرید ویزاکارت which can add time to the process
Approval doesn’t mean immediate delivery — the card still has to be manufactured and sent via postal service
For an extra charge, you can often get your card in as little as 48 to 72 hours
Credit unions and smaller regional banks may take longer
Their limited volume and third-party card manufacturers lead to delays of up to two weeks
Even if your plastic card is delayed, you may get immediate access to a digital card number for online use
Some digital-first financial services, such as Revolut or Chime, have revolutionized the timeline by offering virtual visa cards instantly upon approval
These virtual cards can be used right away in mobile wallets and online transactions
If you opt for a physical card, expect it in about a week
This model has become increasingly popular among younger consumers who prefer digital convenience over waiting for paper cards
Global providers such as Amex and Capital One adapt timelines to regional mail infrastructure
International customers in less accessible locations should plan for extended wait times
It's also worth noting that the time to receive your card doesn’t always reflect how quickly you can start using it
Once approved, your account is active — use virtual numbers via apps or online platforms immediately
Being able to pay online right away eliminates the frustration of waiting for mail
For fastest access, choose fintechs with virtual cards and banks that offer rush delivery
Processing timelines fluctuate — always verify real-time estimates on the official site
Knowing how long each issuer takes lets you pick a card aligned with your urgency