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Not everyone that decides to purchase something does so "on the spot". To ensure that your card end up being "keep you in the game", offer a shot at making a sale a few time stage.
Although IC Plus pricing offers probably the most savings to manage businesses, there are some exceptions. As an example if you accept 95% personal cards swiped through your credit card terminal, you'd be better using a low 3-Tier expenses. The reason is that you can predict that nearly the transactions will qualify at the lowest qualified rate and only a few transactions will qualify at the higher mid- and non-qualified rates.
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Unfortunately, many merchants, who do accept a large percentage of debit cards, may not see any savings, because their current cost card processing plan does not allow for your Durbin Amendment reduction. Instead their debit interchange savings will be going to their processors.
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